Why Get an Appraisal?

Every year, millions of Americans buy, sell, or refinance their slice of the American Dream. In most cases, an appraisal is a standard line item—a "check-the-box" step to ensure a property is worth the investment.

But is a purchase the only time you need an expert? Not by a long shot. Whether you are navigating a major life change or looking to save money, a certified, independent real estate professional is your best asset.

Buying a Home

The most critical step in a purchase is knowing what the property is truly worth before you sign. Our state-licensed appraisals provide an objective, third-party opinion of Market Value. For a small fee, you gain the "peace of mind" that your offer is fair and informed.

Refinancing & Home Equity

Whether you’re consolidating debt, paying for tuition, or tapping into equity for a dream project, lenders require a fresh look at your home’s value. We provide the accurate data needed to bridge the gap between your home and your next big goal.

Divorce Settlements

Dividing assets is never easy, and the home is often the largest piece of the puzzle. Whether the court orders a sale or one party is "buying out" the other, a professional appraisal ensures both sides have a transparent, fair assessment of the property’s value, reducing friction during a difficult time.

Selling your Home (FSBO or Agent)

An appraiser has no vested interest in your final sales price—unlike a commission-based agent, our fee is based solely on our expertise. Whether you’re selling on your own or with a pro, an independent appraisal gives you the hard data needed to set a competitive price and negotiate with confidence.

Employee Relocation

We understand the stress of a professional move. We offer flexible scheduling and a collaborative inspection process, encouraging homeowners to share recent neighborhood sales and property upgrades they want considered in the final report.

PMI Removal

If you put down less than 20% on your home, you’re likely paying Private Mortgage Insurance (PMI). Thanks to the Homeowners Protection Act of 1998, you can drop this expensive premium once your loan-to-value ratio hits 80%. Many homeowners reach this milestone sooner than they realize through market appreciation or renovations. We provide the official valuation needed to challenge your lender and potentially save you thousands.

Estate Liquidation & Probate

Settling an estate requires a precise determination of Fair Market Value. We adhere strictly to the USPAP Ethics Provision, ensuring total discretion and confidentiality. We help executors and family members arrive at equitable arrangements so that every heir knows they’ve received a fair deal.

Home Improvements & Value Mapping

Thinking about a renovation before you sell? Not all upgrades are created equal. A kitchen remodel might boost appeal, but will it return your investment? We provide pre-listing consultations to help you decide which projects will actually move the needle on your asking price.

We serve a diverse client base including homeowners, lenders, attorneys, real estate agents, investors, trustees, and financial professionals. Whether your appraisal needs involve financing, estate planning, litigation support, or tax matters, we deliver the precision and professionalism your situation demands.

 

Our Service area

  • Bureau

  • Cook

  • DeKalb

  • DuPage

  • Grundy

  • Kankakee

  • Kendall

  • LaSalle

  • Livingston

  • Putnam

  • Will

We Service the Following Property Types

Single Family Residences

Condominiums / Townhomes

Custom Homes

New Construction

2-4 Unit Residential Income

Estates / Luxury Homes

Lake / Waterfront

Complex Assignments

Vacant Land

Manufactured

Vacation Homes

Phone:
815-405-6564

Hours:
Monday–Friday
9am–5pm

Email:
info@pattonappraisers.com